Our Investment Philosophy

Our approach to investing is evidence-based and we use Dimensional mutual funds to help clients achieve their financial goals. Dimensional provides low cost institutional, sustainable and socially responsible funds.

What is an evidence-based investment philosophy?

• We understand near-term market swings are unpredictable; and we ignore the “noise.”

• Time is on our clients’ side. A well thought-out plan needs time to grow.

• Our investment philosophy is guided by peer-reviewed academic inquiry (for “steady as she goes” resolve).

• We define success for our clients as being able to comfortably fund their personal financial goals.

• We manage market risk factors (and their expected returns) and diversify away concentrated risks.

• Costs are among the biggest drags on returns. We focus on minimizing the number of trades and maximizing after-tax returns.

• We participate in the market to earn expected long-term returns according to time-tested academic evidence, personal goals and individual risk tolerances.

• Our investment philosophy is supported by a long-term perspective using a diversified portfolio of low-cost, asset class-specific funds that are tilted toward small and value stocks from Dimensional. We use bond funds to buffer the volatility in each portfolio. The specific allocation between stocks and bonds depends on the goals and the risk tolerance of each client.

As one of the select firms in the country approved by Dimensional to use their evidence based investment funds, we are able to offer access to these exclusive funds.

Better than index funds, Dimensional’s evidence based investment funds have been proven to capture the pure return of each asset class while maintaining low costs and managing style drift.